Specialty

Non-Warrantable Condo Mortgages

Condo associations with high investor concentration, litigation, or commercial space don't have to mean "no financing." We specialize in exactly these deals.

Get Pre-Approved

Key Details

Terms
15 / 30yr
Min Credit
620+
Turnaround
1 business day eligibility check
Down Payment
10–25%
Who is this for

Is Non-Warrantable Condo Mortgages right for you?

  • Buyers of condos with pending litigation or high investor concentration
  • Projects with more than 25% commercial space
  • New construction condos not yet fully sold out
  • Anyone told "no" by a conventional lender on condo eligibility
The Process

Three steps to your new home.

We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.

01

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.

02

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

03

Close on your timeline

Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.

FAQ

Quick honest answers.

Does checking my rate affect my credit score?

No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.

How fast can I close?

Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.

What's the non-warrantable condo turnaround time?

Reach out to a loan officer for the most current rates and terms on non-warrantable condo turnaround time — pricing changes daily based on market conditions.

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.