Conventional, FHA & VA Loans
Industry-low rates for purchase and refinance across primary residences, second homes, and investment properties.
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Is Conventional, FHA & VA Loans right for you?
- 3–3.5% down for primary residences
- 0% down VA loans for veterans and active military
- 10% down for second homes
- 15% down for investment properties
- Credit scores as low as 550 on FHA
Three steps to your new home.
We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.
Answer a few questions
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.
Get your pre-approval
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Close on your timeline
Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.
Quick honest answers.
Conventional loans typically need stronger credit but skip mortgage insurance once you hit 20% equity. FHA opens the door with lower credit and down payment minimums. VA loans, for eligible veterans and active military, need 0% down and no monthly mortgage insurance at all.
Generally FHA loans are meant for a single primary residence at a time, though exceptions exist for relocation, growing families, or co-signers moving out. Talk to a loan officer about your specific situation.
Conventional loans with less than 20% down typically require private mortgage insurance (PMI), which drops off once you reach 20% equity. FHA loans have their own mortgage insurance premium (MIP) structure.
Rates change daily based on market conditions — get a free, no-impact-to-credit rate quote to see your exact number.
Ready to find your rate?
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.