One-Time Close Construction Loans
Finance the lot, the build, and your permanent mortgage in a single closing — no re-qualifying, no second round of closing costs.
Get Pre-ApprovedKey Details
Is One-Time Close Construction Loans right for you?
- Buyers building a custom home on owned or to-be-purchased land
- 5% down with a 700+ credit score
- Anyone wanting to avoid a second closing once construction finishes
- Builders and buyers working with a licensed general contractor
Three steps to your new home.
We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.
Answer a few questions
Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.
Get your pre-approval
Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.
Close on your timeline
Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.
Quick honest answers.
No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.
Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.
Reach out to a loan officer for the most current rates and terms on construction draw schedule — pricing changes daily based on market conditions.
Ready to find your rate?
No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.