Investor

No-Income Investor Loans

Skip the tax returns and pay stubs — qualify based on the subject property's cash flow, ideal for self-employed and portfolio investors.

Get Pre-Approved

Key Details

Terms
30yr, interest-only available
Min Credit
640+
Down Payment
20–25%
Qualification
Property cash flow (DSCR-style)
Who is this for

Is No-Income Investor Loans right for you?

  • Self-employed investors without traditional income documentation
  • Buyers scaling a rental property portfolio
  • Properties with strong existing or projected rental income
  • Investors who'd rather qualify on the deal, not their tax returns
The Process

Three steps to your new home.

We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.

01

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.

02

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

03

Close on your timeline

Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.

FAQ

Quick honest answers.

Does checking my rate affect my credit score?

No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.

How fast can I close?

Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.

What's the no-income qualification math?

Reach out to a loan officer for the most current rates and terms on no-income qualification math — pricing changes daily based on market conditions.

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.