Equity

Home Equity Line of Credit

Tap into your home's equity with a flexible line of credit for renovations, debt consolidation, or whatever comes next.

Get Pre-Approved

Key Details

Repayment
20 Years
Min Credit
660+
Draw Period
10 Years
Combined LTV
Up to 90%
Who is this for

Is HELOC right for you?

  • Homeowners with built-up equity who want flexible access to cash
  • Renovation projects paid for in stages
  • Debt consolidation at a lower rate than credit cards
  • Anyone who wants to borrow only what they use, when they use it
The Process

Three steps to your new home.

We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.

01

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.

02

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

03

Close on your timeline

Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.

FAQ

Quick honest answers.

Does checking my rate affect my credit score?

No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.

How fast can I close?

Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.

What's the HELOC draw and repayment periods?

Reach out to a loan officer for the most current rates and terms on HELOC draw and repayment periods — pricing changes daily based on market conditions.

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.