Investor

Fix & Rent Loans

Renovate a distressed property short-term, then roll into a long-term rental loan once it's stabilized and leased — one lender, two stages.

Get Pre-Approved

Key Details

Refi Term
30yr
Loan Range
$75K – $3M
Bridge Term
12 Months
Down Payment
15–20% (refi stage)
Who is this for

Is Fix & Rent Loans right for you?

  • Buy-and-hold investors renovating before renting
  • Portfolio investors who want one lender across both stages
  • Properties needing rehab before they can support long-term financing
  • Investors who want to avoid a separate, from-scratch refinance application
The Process

Three steps to your new home.

We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.

01

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.

02

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

03

Close on your timeline

Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.

FAQ

Quick honest answers.

Does checking my rate affect my credit score?

No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.

How fast can I close?

Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.

What's the bridge-to-permanent transition?

Reach out to a loan officer for the most current rates and terms on bridge-to-permanent transition — pricing changes daily based on market conditions.

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.