Short-Term Rental

Short-Term Rental (Airbnb) Loans

Qualify using projected short-term rental income instead of your personal income — built for hosts and STR investors.

Get Pre-Approved

Key Details

Terms
30yr
Min Credit
640+
Down Payment
20–25%
Qualification
Projected nightly-rate / STR income
Who is this for

Is Airbnb Loans right for you?

  • Buyers purchasing property for Airbnb or VRBO-style rental
  • Investors who'd rather qualify on projected rental income
  • Properties in markets with established short-term rental demand
  • Existing hosts scaling a short-term rental portfolio
The Process

Three steps to your new home.

We've removed all the complexity. Here's exactly what happens when you work with TrustBridge.

01

Answer a few questions

Tell us about the property and your situation. No documents yet — just a 5-minute conversation online.

02

Get your pre-approval

Soft credit check, zero score impact. Pre-approval letter sent the same day — usually within the hour.

03

Close on your timeline

Standard closings in 14–21 days. Fix & Flip can close in as few as 7 days. Your officer guides you every step.

FAQ

Quick honest answers.

Does checking my rate affect my credit score?

No — getting pre-approved with TrustBridge uses a soft credit pull, which never affects your credit score. A hard pull only happens once you decide to move forward with an application.

How fast can I close?

Most conventional purchases close in 14–21 days. Programs like Fix & Flip can close in as few as 7 days once your file is complete.

What's the how STR income is calculated?

Reach out to a loan officer for the most current rates and terms on how STR income is calculated — pricing changes daily based on market conditions.

Ready to find your rate?

No fees. No commitment. No fine print. Just a clear answer on what you qualify for — today.